Rapid Retire

There are 2 techniques used in the Rapid Retire planning process. The Flooring technique and the bucket concept. They are used in way that accelerates a person’s normal speed to retirement.  Once you are able to meet your basic necessities of life for THE REST OF YOUR LIFE you enter into Phase 1 which allows you to retire and do something else for income that should be less demanding of your time and energy.

While working to achieve Phase 1 status, assets are investing according to the bucket concept using models and allocations that are designed to achieve a specific level of portfolio volatility.

If you are still employed and your largest investment is a 401(k) style retirement plan, your options will vary.  You could either reduce your contributions, roll it over using an in service distribution, or allow us to manage it according to the Rapid Retire planning process by reallocated and updating your holdings accordingly.

During this time, we are also exploring and implementing programs for the flooring technique.

That will include but not limited to:

1. Ensuring you have the right type of life insurance or figuring out how to self-insure if you’re life insurance averse.
2. Considering whether or not real estate investing is right for the plan.
3. Understanding social security and pension options available to you in retirement.

Phase 2 is achieved when you no longer desire to work any job for income.  At this point all assets should be aligned according to the flooring technique and bucket concepts.

What is Bucket Planning?  It’s the process of determining how to position your investments in method that best aligns with your financial plan.  In Rapid Retire, we determine how much of your assets are needed in 5+, 10+, & 15+ years upon retirement.

Many seniors live on a fixed income because they are under the old adage of being older means being more conservative.

In fact, along with spending too much, investing too conservative is a major reason why only 3% of retirees have enough to last them their life-time.

Throw in life-changing events such as long term care and you could have complete disaster.

Bucket planning helps us mitigate the risk of living too long and exhausting your assets.

The inability to track finances, in my 20+ years of experience, is a major reason why many start financial plans but can’t stick with them.

Finances, on a personal level, is not one of the subjects taught to young adults these days.

In reality, age is no excuse.  Simply balancing a checkbook is a lost art.  Sad to say, most people have no idea what the make on an hourly, daily, monthly, or yearly basis.

The Rapid Retire Planning process is a cash flow driven system. Without knowing the numbers down to the nearest cent makes setting the goal of retiring 7-10 years sooner than you normally would impossible.

Our process of transaction tracking is listed below.

In using our Rapid Retire program,

There can be no guarantees made that you will be in a position to retire 7 – 10 years sooner or any specific period.  Results of the program will vary by user.

Past performance is no guarantee of future results.

All investments, including real estate, is speculative in nature and involves substantial risk of loss. We encourage our investors to invest carefully. We also encourage investors to get personal advice from your professional investment adviser and to make independent investigations before acting on information that we publish. We do not in any way warrant or guarantee the success of any action you take in reliance on our statements or recommendations. All investments carry risk and all investment decisions of an individual remain the responsibility of that individual. There is no guarantee that systems, indicators, or signals will result in profits or that they will not result in losses. All investors are advised to fully understand all risks associated with any kind of investing they choose to do. For more information call BrightTree Financial @ 808-521-4401